Small Business credit_small.jpg  Credit is at the heart of every successful small business.  Both accessing credit from suppliers and lenders and providing credit to customers are crucial small business management tools.  Here you will find information on how to manage your own credit policies as well as how to figure out what credit products are right for your business.
Bank overdrafts: are they right for you?
An overdraft is a short-term funding option designed to help a business through times when cash flow is low by allowing you to spend more money than you have in the bank. A bank overdraft isn't right for every business or every funding requirement  - we examine some of the features that will help you to determine whether an overdraft is right for you.
Extending credit
Extending credit  - to the right people, under the right circumstances - can be a boon to your business. It is generally recognised that extending credit to your customers has many of the following benefits..
Credit Insurance: protection from late payers
Credit insurance is one method that businesses use to assist in managing their credit risk. Trade credit insurance can protect firms against the risk of bad debt by insuring them against the possibility that customers will default or become insolvent.

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